RATE TYPE TERM LTV MONTHLY COST
1.4% FIXED 10 years 80% 893 euros
1.65% FIXED 15 years 80% 627 euros
1.85% FIXED 20 years 80% 498 euros
2.15% FIXED 25 years 80% 431 euros
2.05% 1st 7 years CAPPED 20 years 70% 508 euros
2.15% 1st 10 years CAPPED 25 years 70% 431 euros
2.2% 1st 10 years CAPPED 25 years 85% 433 euros
Current sample rates are as follow for a loan of 100,000 euros excluding insurance costs;
Before you go to France it can be a good idea to know exactly how much you can borrow and a mortgage application can be done prior to finding
a property. A loan in principle can then be done subject to a property valuation which does not commit you to any charges or fees.
A calculator table follows but as other factors as the number of dependents, employment type, your age etc. will be taken into consideration, this
is approximate and for general guidance only. Please telephone us for details on how to prequalify with one of our lending banks.
How much can you borrow in France? To calculate how much you can borrow in Euros:-
Take your gross (joint) monthly earnings £/$
Take 33% of this amount
Deduct any monthly mortgage or rent you pay
(You also need to add on all loan payments) ___________
This figure is the amount you can repay per
month on a French Mortgage. £/$
To calculate how much this is in Euros
simply multiply by the current exchange rate Euro_________
Current sample rates are listed below for a loan of 100,000 euros excluding insurance costs;
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